You should calculate loan repayment before considering borrowing any money from any organization. In accordance with law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date with most lenders. Please calculate your income versus expenses even before you take any loan so you can verify your ability to repay the loan. Please do not take any loans if you cannot feasibly pay the loan off within its due date terms. If you do not pay off your loan on term you will be subject to late fees and collection calls.
To be eligible to apply for a pay day or short term loan please make sure you meet the following requirements: 1. Have an active email address 2. Have an active checking account 3. Have a driver's license 4. Have been employed for at least one month 5. Must be a US citizen or permanent resident 6. Must be at least 18 years old.
Faxing may be required to and credit checks may be conducted complete you loan application. The loan agreement will be governed by the applicable laws of your state. Questions or complaints should be directed to your state's regulatory agency. By submitting your contact information to us, you are expressly consenting to be contacted by us by telephone, email or postal mail even if you have opted into the national Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List or the Do Not Call List of any specific institution.
Lenders may contact you for application and loan servicing, including without limitation, for matters related to your loan or application; remind you of upcoming payments; collections and other loan-related issues. By submitting your contact information or by registering for an account, or applying for a Service or beginning an application for a Service, you are consenting to be contacted by us by written notices, email messages, text messages, or telephone, at any email address or mailing address we have for you in our records or from other public and nonpublic databases we may lawfully access, and, in connection with any such telephone calls, you consent to the use prerecorded/artificial voice messages and/or automatic dialing devices, at any telephone number associated with your account, including mobile telephone numbers that could result in charges to you for matters related to your loan or application, such as reminding you of upcoming payments, collections, and other loan-related issues. Where allowed by law, we also may contact other individuals who may be able to provide updated employment, location and contact information for you. Upon submission of your loan application, you hereby further consent that we may utilize third party service and other providers for the purposes of contacting you on our behalf in accordance with the Terms. You do not have to opt in to this service or agree to opt in as a condition of receiving services from us.